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Mortgages
Arranging a mortgage is one of the
biggest financial commitments you will ever make.
We help you through this process by;
determining your requirements, sourcing the most suitable mortgage for your needs and ensuring
the smooth progress of your mortgage offer and associated policies for your purchase:
- How Much Can I Borrow?
Whether you are a first time buyer,
moving home, remortgaging for a better deal, buying to let or releasing equity,
our experienced advisors will help guide you through the process and determine
how much you can afford to borrow. The actual amount you are able to borrow
depends upon your personal financial circumstances.
- What Type of Mortgage Suits
You?
The main types of mortgages available
are: Interest Only, Repayment and Flexible. We enable you to understand the choices and the range of
mortgage product options available e.g. Discounted, Fixed, Capped, so that you determine what
best suits your needs.
- Which Mortgage Deal Is Most
Suitable For
You?
We research the market in its entirety to ensure we obtain the most suitable
mortgage for you. Whilst considering your monthly mortgage payments we also consider
additional costs such as High Lending Charges, Redemption
Penalties, Survey and Arrangement fees.
- How Much Will It Cost?
As well as your monthly mortgage payments and other extra costs, we also
consider other associated costs
from your Solicitors Fees & Stamp Duty through to
Personal
and General Insurance costs.
Our initial meeting is free of charge and without obligation. If you then chose
to use our services you have the choice of us being paid by commissions or
paying us a fee.
- Who Will Help Me?
All of our mortgage advisors hold their Mortgage Advice Qualifications (MAQ) and
offer Independent Mortgage Advice.
YOUR HOME IS AT RISK IF YOU DO NOT
KEEP UP REPAYMENTS ON A MORTGAGE OR
OTHER LOAN SECURED ON IT.
A life assurance policy may be required. Written quotations available upon
request
Partners: Kenneth Harrington & Katherine Harrington
Harrington & Horne Financial Services are Independent Financial Advisers which
are directly authorised and regulated by the Financial Services Authority
Head Office: 31 Southdown Avenue, London W7 2AG
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