Investment Bonds

Have A Bond With Your Investment

Investment Bonds play a significant part in any investment planning and have a unique use that can often be linked to Inheritance Planning.

Although not tax free, Investment Bonds are a very tax efficient investment as the fund is subjected to corporation tax at reduced levels, as a result of this there is no further liability to Capital Gains Tax and with prudent management there is often no further tax liability.

Investment Bonds can also be used as an important method of supplementing income for Higher Rate Tax Payers as 5% withdrawals can be taken tax deferred.

What makes bonds so useful is their unique tax treatment within a Trust environment.

Depending on the type of trust, the income generated may be subject to taxation at 40%, meaning that it could cause you serious tax issues. However, Investment Bonds are deemed in the eyes of the Inland Revenue to be a non-income producing asset, and therefore avoid this punitive tax treatment and means that there may be no need to complete Trustee audited accounts.

Complex matters such as Tax Planning and the use of Trusts necessitates individual financial advice, which we can assist you with.

THE VALUE OF SOME OF YOUR INVESTMENTS ARE NOT GUARANTEED AND CAN GO UP OR DOWN DEPENDING UPON INVESTMENT PERFORMANCE. YOU COULD GET BACK LESS THAN YOU HAVE PAID IN.

 



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