Tax Free Savings

Life Need Not be Taxing

Through simple financial planning, we can all minimise the amount of tax payable upon your savings and investments.

A Basic Rate tax payer is able to receive interest at up to £1000 tax free per year. A Higher Rate tax payer can receive interest of £500 per year tax free.

If you earn less than £17,500 you may also qualify for an additional saving allowance.

Many people pay additional Income Tax and Capital Gains Tax, simply because they are unaware of how to maximise the tax efficiency of their savings and investments.

Just some of the types of investment that we will advise upon include:

  • Individual Savings Accounts (ISA): Allow each individual to invest up to £20,000* each tax year totally free of Capital Gains and Income Tax.

  • Collective Investments: Provide a tax efficient way of saving and investing and if individuals utilise their various annual allowances can even be tax free.

  • Investment Bonds: Can be a particularly useful tax shelter for higher rate tax payers, and also have the ability to provide tax free income, subject to revenue limitations.

  • National Savings & Investments: Many of the accounts offered are tax efficient or tax free, providing further havens from the Inland Revenue.

  • Junior ISA’s: Tax free savings for your children of up to £4,368* per year, up to the age of 18.
  • We aim to minimise your tax position and maximise your returns whilst investing in a manner which is appropriate to your own attitude towards risk.

    *Tax information given is based on the 2019/2020 tax year, correct as of 7th May 2019, and may be subject to change in the future.

    THE VALUE OF SOME INVESTMENTS ARE NOT GUARANTEED AND CAN GO UP
    AND DOWN DEPENDING UPON INVESTMENT PERFORMANCE.
    YOU COULD GET BACK LESS THAN YOU'VE PAID IN



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